A.) For an individual filer the cost of the class is $24.00 and for joint filers the total cost of the class is $25.00.

A.) The Online Pre-Filing Class will take approximately 90 minutes from start to finish.

A.) You may come back at any time to finish the class by logging in and will be able to continue where you left off.

A.) The certificate will be issued within one business day after the online portion AND the mandatory online secured messaging with credit counselor has been completed. Please note that during the online registration of the class you will be asked for your email address and your attorney's email address (if applicable). Once you have completed the entire instruction, the Certificate of Completion will be emailed to your primary email address on file, and a notification will also be emailed to the attorney's email. If the attorney desires direct access to your certificate, please contact us and request us to email it to your attorney. Attorneys can register on our site under the attorney tab on our site and get direct access to his/hers clients' certificates.

A.) Yes, your Certificate of Completion will have all the required information that you will need for a Pre-Filing Course Certificate of Completion. The Online Credit Counseling Class offered at MyOnlineBankruptcyClass.com has been approved by the US Trustee to issue certificates evidencing completion of a credit counseling course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider's services.

A.) Since the classes are interactive and the online portion is taken via the Internet, we have designed the delivery of the content in a simple and engaging manner for the students. After every completed section of the online class, you will be taken to the next module and so forth until completion of the online portion. Following online class completion, we will review your information, and respond with a Financial Analysis. After you reviewed the Financial Analysis you will have an opportunity to ask any questions or request any clarifications of the material covered and/or feedback provided by the counselor. A Credit Counselor will respond to all your questions. Once this required interaction is completed, we will issue your Certificate of Completion within one business day.

A.) Both online classes (the pre-filing class and the pre-discharge class) were written by Susan Wright who is a talented writer and has a great knowledge in the financial sector. She holds the following certifications and designations: Additionally, she holds the following licenses: Life & Health insurance licenses from the Missouri Department of Insurance, Series 6, 7, & 63 Securities Licenses from the National Association of Securities Dealers (this organization is now called FINRA - Financial Industry Regulatory Authority). She also has a Bachelor of Arts, from Michigan State University and a Master of Business Administration from St. Louis University. Both classes were designed for the students to easily understand the content with examples that are relatable to everyday events.

A.) Yes. The Online Credit Counseling Class offered at MyOnlineBankruptcyClass.com has been *approved by the US Trustee, and your Certificate of Completion will have all the required information that your attorney will need for a Pre-Filing Course Certificate of Completion. *Mandatory disclaimer: Approved to issue certificates evidencing completion of a credit counseling course and personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider's services.

A.) $0$ Bk Class, Inc is approved to provide Pre-Filing Credit Counseling and Pre-Discharge Debtor Education in all states of the US.*

A.) Certificates are valid up to 180 days from the date that the counseling was completed. Certificate dates reflect the time and date the course requirements were completed. Certificate dates will not be changed. If a certificate has expired, the debtor will be required to retake the course to receive a new certificate of completion.

A.) The cost of the class is $23.00 for an individual filer and $24.00 for joint filers.

A.) There is a 2-hour requirement for this course. You may take as long as you need but must spend at least 2 hours studying the course material before you will be able to access the final exam.

A.) You may come back at any time to finish the class by logging in and will be able to continue where you left off.

A.) The certificate will be issued within one business day after the course requirements are completed. Please note that during the online registration of the class you will be asked for your email address and your attorney's email address (if applicable). Once you have completed the entire instruction, the Certificate of Completion will be emailed to your primary email address on file and a notification will also be emailed to the attorney's email. If the attorney desires direct access to your certificate, please contact us and request us to email it to your attorney. Attorney can register on our site under the attorney tab on our site and get direct access to his/hers clients’ certificates.

A.) Yes! Your Certificate of Completion will have all the required information that you will need for a Financial Management Class Certificate of Completion. The Online Financial Management Class offered at MyOnlineBankruptcyClass.com has been approved by the US Trustee to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider's services.

A.) $0$ BK Class, Inc. will waive the Course fees when a client demonstrates a lack of ability to pay the fees. A fee waiver may be obtained if filer(s) meet the following requirement: Filer(s) must be below 150% of the HHS Poverty Guidelines of the current year. If you meet this requirement you must submit your last year's tax return (as proof of income) and a letter requesting a fee waiver to support@myonlinebankruptcyclass.com. Please allow one business day for processing prior to taking the class. You will be notified via email with instructions on how to proceed to take the class. If you don't file taxes, please provide us with a document that demonstrates you meet the requirement (e.g. Welfare Statement).

A.) Both online classes (the pre-filing class and the pre-discharge class) were written by Susan Wright. She is a talented writer and has a great knowledge in the financial sector. She holds the following certifications and designations: Additionally, she holds the following licenses: Life & Health insurance licenses from the Missouri Department of Insurance, Series 6, 7, & 63 Securities Licenses from the National Association of Securities Dealers (this organization is now called FINRA - Financial Industry Regulatory Authority). She also has a Bachelor of Arts, from Michigan State University and a Master of Business Administration from St. Louis University. Both classes were designed for students to easily understand the content with examples that are relatable to everyday events.

A.) $0$ Bk Class, Inc. is approved to provide Pre-Filing Credit Counseling and Pre-Discharge Debtor Education in all districts of the US.

A.) Certificates are valid up to 180 days from the date that the counseling was completed. Certificate dates reflect the time and date the course requirements were completed. Certificate dates will not be changed. If a certificate has expired, the debtor will be required to retake the course to receive a new certificate of completion.